Notary Public Errors and Omissions Insurance


Protect yourself. Obtain Coverage Now. 

Your notary bond protects your customers. Errors and Omissions Insurance protects you. When a bonding company pays for a loss on a notary bond, it has the legal right to recover that loss from you.

Should your customer incur a loss due to negligence, errors, or omissions while you are acting as a notary, Errors and Omissions Insurance provides you with protection.Even simple oversights, such as failure to affix your notary seal or properly identify the customer, could subject you to personal liability for the losses. 

Errors and Omissions insurance protects you up to the amount of the policy and ensures you do not owe the insurance company any reimbursement. Most policies also provide you with legal defense at no additional cost. Even if the claim isn't valid, you could be subject to court costs and attorney’s fees for defending yourself. Without Errors and Omissions insurance, these losses would come out of your pocket. 
Pennsylvania E&O Insurance Premiums
$30,000 coverage for $70.00
$50,000 coverage for $208.00
$100,000 coverage for $416.00
New Jersey E&O Insurance Premiums
$10,000 coverage for $65.00
$15,000 coverage for $84.50
$25,000 coverage for $104.00
$35,000 coverage for $123.50

Notary Errors and Omissions Insurance Protects You!

Notarial lawsuits are becoming more and more common every day. Even the smallest mistake can be very costly. Your notary bond protects the public, but it doesn't protect you.
A few recent examples:

1. An attorney for the insured's employer, a bank, gave notice of a lawsuit in which the plaintiff's signature was allegedly forged on a deed. The plaintiff sought the cancellation of the deed. The insurer paid $25,000, the full limit of the policy.

2. Claimants loaned $15,000 to a married couple. The couple went through a divorce, and it was proven that the acknowledged signature of the wife on a deed of trust was a forgery. The insurer paid a $9,900 settlement on this policy and incurred attorney fees of $460.

3. A lawsuit was brought against a notary covered by a group policy issued to an employer, a title company. The plaintiffs alleged that the notary negligently acknowledged forged signatures on an indemnity agreement. A claim of $15,000 was paid.
Fortunately, in all of these cases, the notaries had Notary Public Errors And Omissions Insurance.Their losses were covered, and the Surety Company was there to help with damages and legal costs.
As a notary, you can be an easy target for someone trying to recover losses. Don’t let an innocent mistake cost you major fees. Notary Public Errors and Omissions Insurance safeguards you against costly and time-consuming lawsuits. 

Because an invalid claim could still incur legal fees, it’s important to protect yourself. If you aren't insured, the cost to defend yourself will come out of your own pocket, win or lose. 

Coverage of defense costs subject to policy provisions protection against errors and omissions. Employers covered under a group policy at no additional charge. Additional notaries covered automatically under group policy during the annual policy period. 

Questions or concerns? We’re here to help!

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